Seattle Creditor Harassment Lawyer

Mill Creek Fair Debt Collection Practices Act Attorney

The Law Office of Jason Anderson will help you get through the storm of financial problems and creditor harassment to the safe harbor of bankruptcy. Contact us now at 206-706-2882.

When the creditors won't stop bothering you, the Law Office of Jason E. Anderson can help. Creditor harassment, such as harassing phone calls, can cause havoc on your personal and professional life. We can evaluate the creditors' tactics to determine whether the creditor is in violation of the Fair Debt Collection Practices Act (FDCPA).

FDCPA Violations

In 1977, Congress realized that Americans were suffering great stress and anxiety because of unfair debt collection practices. In response to the need for consumer protection, the FDCPA was enacted. Under the act, certain actions by debt collectors are illegal. One way that attorney Jason Anderson can stop creditor harassment is to hold creditors responsible for violations of the act, such as:

• Threatening physical harm
• Calling employer or family members
• Calling before 8 a.m. or 9 p.m.
• Using obscene, profane or abusive language
• Asking you to pay more than you owe

At our law firm, we can either file lawsuits to get creditors to stop the harassment, such as an injunction, or pursue the FDCPA violations by suing the collectors outright.

Alternatives to Stop Creditor Harassment

While the FDCPA is an option to stop creditors from illegal debt collection practices, creditors may be harassing you but not engaging in any violations of the FDCPA. If that's the case, bankruptcy lawyer Jason Anderson can assist in reviewing alternative options that may be available to you. For some clients in need of debt relief, Chapter 7 bankruptcy or Chapter 13 bankruptcy can get the creditors to stop harassing you. When filing for bankruptcy, the court will enter a permanent stay, preventing creditors from contacting you.

Contact Us

When debt collectors overwhelm you with calls, our law firm will counsel you on the many options available to stop the harassment. Contact our law firm to schedule your appointment with a Seattle, Washington, bankruptcy and debt relief lawyer.