Seattle Chapter 13 Bankruptcy Attorney

Reorganize Your Debts to Pay What You can Afford

The Law Office of Jason Anderson will help you get through the storm of financial problems and creditor harassment to the safe harbor of bankruptcy. Contact us now at 206-706-2882.

At the Law Office of Jason Anderson in Seattle, Washington, we help clients achieve debt relief through Chapter 13 bankruptcy. This form of reorganization can relieve stress and help you get your finances under control.

Dispelling Chapter 13 Bankruptcy Myths

When you come to the Law Office of Jason Anderson, we immediately dispel the myth that Chapter 13 bankruptcy requires you to pay your creditors in full. A Chapter 13 bankruptcy requires you to put your best efforts in making your payments over a certain amount of time.

Chapter 13 bankruptcy is characterized by a repayment plan that is based in part on the application for the bankruptcy means test. The payment plan forms the basis for the payments that you will make creditors over a period of time.

Depending on your financial situation, your Chapter 13 bankruptcy may include asset liquidation and debt liquidation. Whatever is left over following the bankruptcy may be discharged. If you do not make payments according to the repayment plan, the trustee may request that the case be dismissed.

Save Your Home and Your Car

Chapter 13 bankruptcy can also be effective if you are behind on your mortgage, credit card debt or car loan. It provides you the time you need to catch up on those financial obligations without a foreclosure of your home or repossession of your car. Chapter 13 bankruptcy can provide you with a second opportunity to negotiate with your home mortgage lender to save your home.

In addition, a Chapter 13 bankruptcy will force the IRS to work with you and give you time to catch up on those financial obligations.

Preventing Creditor Actions Following Chapter 13 Bankruptcy

Our bankruptcy practice goes beyond just the preparation and the filing. We recognize that, at times, creditors take questionable actions after the bankruptcy. Attorney Jason Anderson, the founder of our firm, will monitor fees that creditors charge that make post-bankruptcy life difficult for our clients. You should not have to make higher payments in the form of bank fees because you filed Chapter 13 bankruptcy.

Contact Us

To obtain more information or to schedule an appointment with an experienced bankruptcy lawyer regarding debt consolidation, please contact us.